<h2>M-Pesa Business Till Payment Collection</h2>
<h4>Customer Payments</h4>
<ul>
<li>Receive payments from individual customers</li>
<li>Accept payments from other businesses</li>
<li>Process payments without any charges to customers (except at fuel stations)</li>
<li>Instant SMS notifications for all incoming payments</li>
</ul>
<h4>Multi-Channel Payment Acceptance</h4>
<ul>
<li>In-person payments via till number</li>
<li>Online payments through API integration</li>
<li>QR code payments through the M-Pesa Business App</li>
<li>Remote payments for delivery and e-commerce businesses</li>
</ul>
<p></p>

<h2>M-Pesa Business Till Financial Management Tools</h2>
<h4>Real-Time Reporting</h4>
<ul>
<li>Access real-time reports and statements for your business transactions</li>
<li>View daily, weekly, and monthly transaction summaries</li>
<li>Track money-in and money-out trends through interactive graphs</li>
<li>Export statements in PDF format for accounting purposes</li>
</ul>
<h4>Balance Management</h4>
<ul>
<li>Real-time balance visibility on your dashboard</li>
<li>Separate tracking of collected vs. available funds</li>
<li>Multi-till management for businesses with multiple locations</li>
</ul>
<h4>Business Analytics</h4>
<ul>
<li>Performance tracking with visual graphs</li>
<li>Customer payment pattern analysis</li>
<li>Peak transaction time identification</li>
<li>Revenue trend monitoring</li>
</ul>

<h2>M-Pesa Business Till Credit and Financial Services</h2>
<h4>Access to Business Credit</h4>
<ul>
<li>Access affordable business credit/loan facilities such as Fuliza Biashara and M-PESA Taasi Till Loan</li>
<li>Boost ya Biashara overdraft facilities</li>
<li>Fuliza for Business (instant overdraft up to KES 400,000)</li>
<li>Term loans based on transaction history</li>
</ul>
<h4>Banking Integration</h4>
<ul>
<li>Real-Time Settlement (RTS) to 17+ partner banks</li>
<li>Instant fund transfers to business bank accounts</li>
<li>Reduced bank-to-M-Pesa and M-Pesa-to-bank charges</li>
</ul>

<h2>M-Pesa Business Till Transaction Capabilities</h2>
<h4>Outgoing Payments from Your Till:</h4>
<ol>
<li><strong>Pay Suppliers and Other Businesses</strong>
<ul>
<li>Buy Goods payments to other businesses</li>
<li>Paybill payments for utilities and services</li>
<li>Direct supplier payments for inventory and services</li>
</ul>
</li>
<li><strong>Customer Transactions</strong>
<ul>
<li>Send money to customers for refunds</li>
<li>Pay salaries to employees</li>
<li>Distribute payments to agents or partners</li>
</ul>
</li>
<li><strong>Business Operations</strong>
<ul>
<li>Withdraw money to your personal M-Pesa account</li>
<li>Transfer funds to bank accounts via Real-Time Settlement (RTS)</li>
<li>Move money between multiple business locations</li>
</ul>
</li>
<li><strong>Airtime Sales</strong>
<ul>
<li>Sell airtime to customers using collected funds</li>
<li>Earn commission on airtime sales</li>
<li>Manage airtime inventory directly from the till</li>
</ul>
</li>
</ol>

M-Pesa Business Till is an enhancement of the traditional Lipa na M-Pesa Buy Goods service. It provides businesses with a comprehensive financial management platform that separates personal and business transactions while offering convenience and control.

Lipa Na Mpesa Buy Goods (M-Pesa Business Till)

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