<h2>Current M-Pesa Transaction Charges (2026)</h2>
<ul>
<li><a href="mpesa-withdrawal-charges">M-Pesa Withdrawal Charges</a></li>
<li><a href="m-pesa-charges-for-sending-money">M-Pesa Charges for Sending Money</a></li>
<li><a href="fuliza-for-business-fuliza-ya-biashara-cost">Fuliza for Business (Fuliza ya Biashara) Cost Structure and Charges</a></li>
<li><a href="m-pesa-fuliza-charges-and-fee-structure">M-Pesa Fuliza Charges and Fee Structure</a></li>
<li><a href="lipa-na-mpesa-paybill-charges-and-limits">Lipa na Mpesa Paybill Charges and Limits (2026)</a></li>
<li><a href="lipa-na-mpesa-buy-goods-business-till-charges">Lipa na M-Pesa Buy Goods (Business Till Number) Charges and Limits (2026)</a></li>
</ul>
<h2>Free M-Pesa Services</h2>
<p>The following services are completely free:</p>
<ul>
<li>All deposits to M-Pesa accounts</li>
<li>M-Pesa registration</li>
<li>Buying airtime through M-Pesa</li>
<li>M-Pesa balance enquiry</li>
<li>Changing M-Pesa PIN</li>
</ul>
<h2>Key Transaction Limits and Policies</h2>
<h3>Account Limits</h3>
<ul>
<li><strong>Maximum Account Balance</strong>: KShs 500,000</li>
<li><strong>Maximum Daily Transaction Value</strong>: KShs 500,000</li>
<li><strong>Maximum Amount per Transaction</strong>: KShs 250,000</li>
<li><strong>Minimum Withdrawal</strong>: KShs 50 (withdrawals below this amount are not allowed)</li>
</ul>
<h3>Important Policies</h3>
<ul>
<li>Direct deposits to another M-Pesa customer's account at agent outlets are not permitted</li>
<li>To initiate M-Pesa self-reversal, send the transaction confirmation to 456</li>
<li>For registration at agent outlets, only Kenyan Passports and National IDs are valid</li>
<li>Foreign Passports, Military IDs, and Foreigner Certificates can only be registered at Safaricom Shops and Care Desks</li>
</ul>

M-Pesa charges 2025: Transaction fees, withdrawal costs, transfer rates, and free services. Complete pricing guide with cost-saving tips