<h2>How to Send money from Pochi La Biashara Using USSD (*334#)</h2>
Step-by-Step USSD Money Sending
<h4 class="text-base font-bold text-text-100 mt-1">Accessing Pochi La Biashara Services</h4>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Dial *334# from your registered Safaricom number</li>
<li class="whitespace-normal break-words">Select M-PESA Services from the main menu</li>
<li class="whitespace-normal break-words">Choose "Pochi La Biashara" (typically option 6 or 7)</li>
<li class="whitespace-normal break-words">Enter your Pochi La Biashara PIN when prompted</li>
<li class="whitespace-normal break-words">Select "Send Money" from the Pochi menu</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Sending to Personal M-Pesa Numbers</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Choose "Send to Phone Number" option</li>
<li class="whitespace-normal break-words">Enter recipient's phone number (07XXXXXXXX or 254XXXXXXXX format)</li>
<li class="whitespace-normal break-words">Input the amount to send</li>
<li class="whitespace-normal break-words">Add reference/note for business records (optional but recommended)</li>
<li class="whitespace-normal break-words">Review transaction details:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Recipient number</li>
<li class="whitespace-normal break-words">Amount to send</li>
<li class="whitespace-normal break-words">Transaction fee</li>
<li class="whitespace-normal break-words">Reference information</li>
</ul>
</li>
<li class="whitespace-normal break-words">Confirm transaction by selecting "Yes" or pressing "1"</li>
<li class="whitespace-normal break-words">Enter your Pochi La Biashara PIN to authorize</li>
<li class="whitespace-normal break-words">Wait for confirmation SMS on both sender and recipient phones</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Sending to Business Tills</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Select "Buy Goods and Services" option</li>
<li class="whitespace-normal break-words">Enter the business till number (5-6 digit number)</li>
<li class="whitespace-normal break-words">Input payment amount</li>
<li class="whitespace-normal break-words">Add reference (invoice number, account number, etc.)</li>
<li class="whitespace-normal break-words">Review transaction details carefully</li>
<li class="whitespace-normal break-words">Confirm payment</li>
<li class="whitespace-normal break-words">Enter authorization PIN</li>
<li class="whitespace-normal break-words">Receive confirmation from both M-Pesa and the business</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Paying Bills via Paybill</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Choose "Pay Bill" from the sending menu</li>
<li class="whitespace-normal break-words">Enter the Paybill number (5-6 digit business number)</li>
<li class="whitespace-normal break-words">Input account number (customer account, meter number, etc.)</li>
<li class="whitespace-normal break-words">Enter payment amount</li>
<li class="whitespace-normal break-words">Add reference if needed</li>
<li class="whitespace-normal break-words">Review all payment details</li>
<li class="whitespace-normal break-words">Authorize with PIN</li>
<li class="whitespace-normal break-words">Receive payment confirmation</li>
</ol>
&nbsp;

<h2>How to Send money from Pochi La Biashara Using MySafaricom App</h2>
Step-by-Step App Money Sending
<h3 class="text-base font-bold text-text-100 mt-1">App Setup and Access</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Open MySafaricom App and ensure you're logged in</li>
<li class="whitespace-normal break-words">Navigate to Pochi La Biashara section from the main menu</li>
<li class="whitespace-normal break-words">Enter your Pochi La Biashara PIN or use biometric authentication</li>
<li class="whitespace-normal break-words">Access the dashboard with available balance and recent transactions</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Person-to-Person Transfers</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Select "Send Money" from the main Pochi La Biashara menu</li>
<li class="whitespace-normal break-words">Choose "Send to Person" option</li>
<li class="whitespace-normal break-words">Enter recipient details:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Manual Entry: Type phone number directly</li>
<li class="whitespace-normal break-words">Contact Selection: Choose from phone contacts</li>
<li class="whitespace-normal break-words">Favorites: Select from saved recipients</li>
<li class="whitespace-normal break-words">Recent: Choose from recent transaction recipients</li>
</ul>
</li>
<li class="whitespace-normal break-words">Input transfer amount using number pad or amount buttons</li>
<li class="whitespace-normal break-words">Add transaction details:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Reference: Business reference or invoice number</li>
<li class="whitespace-normal break-words">Description: Purpose of transfer (salary, payment, refund, etc.)</li>
<li class="whitespace-normal break-words">Category: Select business expense category</li>
</ul>
</li>
<li class="whitespace-normal break-words">Review transaction summary:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Recipient name and number</li>
<li class="whitespace-normal break-words">Transfer amount</li>
<li class="whitespace-normal break-words">Transaction fees</li>
<li class="whitespace-normal break-words">Business reference</li>
<li class="whitespace-normal break-words">Available balance after transaction</li>
</ul>
</li>
<li class="whitespace-normal break-words">Confirm transaction by tapping confirm button</li>
<li class="whitespace-normal break-words">Authenticate using PIN or biometric verification</li>
<li class="whitespace-normal break-words">Receive instant confirmation with transaction details</li>
<li class="whitespace-normal break-words">Save receipt or share digitally as needed</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Business Payments</h3>
<h3 class="whitespace-normal break-words">Supplier Payments:</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Select "Pay Business" or "Business Payments"</li>
<li class="whitespace-normal break-words">Choose payment type:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Till Payment: Pay to business till number</li>
<li class="whitespace-normal break-words">Paybill Payment: Pay to business Paybill</li>
<li class="whitespace-normal break-words">Bank Payment: Direct bank account transfer</li>
</ul>
</li>
<li class="whitespace-normal break-words">Enter supplier details:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Business till number or Paybill number</li>
<li class="whitespace-normal break-words">Account number (if Paybill)</li>
<li class="whitespace-normal break-words">Payment amount</li>
</ul>
</li>
<li class="whitespace-normal break-words">Add payment information:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Invoice Number: Reference to invoice being paid</li>
<li class="whitespace-normal break-words">Purchase Order: PO number if applicable</li>
<li class="whitespace-normal break-words">Description: Products/services being paid for</li>
<li class="whitespace-normal break-words">Due Date: Payment due date for reference</li>
</ul>
</li>
<li class="whitespace-normal break-words">Review payment details comprehensively</li>
<li class="whitespace-normal break-words">Authorize payment with PIN or biometric</li>
<li class="whitespace-normal break-words">Receive confirmation and save receipt</li>
</ol>
<h3 class="whitespace-normal break-words">Employee Payments:</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Select "Pay Employee" or "Staff Payments"</li>
<li class="whitespace-normal break-words">Choose employee from saved list or enter new details</li>
<li class="whitespace-normal break-words">Select payment type:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Salary: Regular monthly salary</li>
<li class="whitespace-normal break-words">Bonus: Performance or holiday bonus</li>
<li class="whitespace-normal break-words">Allowance: Travel, meal, or other allowances</li>
<li class="whitespace-normal break-words">Reimbursement: Expense reimbursements</li>
<li class="whitespace-normal break-words">Commission: Sales or performance commissions</li>
</ul>
</li>
<li class="whitespace-normal break-words">Enter payment amount and reference details</li>
<li class="whitespace-normal break-words">Add payroll information:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Pay Period: Month/period being paid</li>
<li class="whitespace-normal break-words">Employee ID: Internal employee identifier</li>
<li class="whitespace-normal break-words">Department: Employee department or division</li>
</ul>
</li>
<li class="whitespace-normal break-words">Process payment with proper authorization</li>
<li class="whitespace-normal break-words">Generate payroll record for accounting purposes</li>
</ol>
<h3 class="text-base font-bold text-text-100 mt-1">Bulk Payment Processing</h3>
<ol class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Select "Bulk Payments" or "Multiple Recipients"</li>
<li class="whitespace-normal break-words">Choose payment method:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Upload List: Upload CSV file with recipient details</li>
<li class="whitespace-normal break-words">Manual Entry: Enter multiple recipients individually</li>
<li class="whitespace-normal break-words">Template Use: Use saved bulk payment templates</li>
</ul>
</li>
<li class="whitespace-normal break-words">Prepare recipient information:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Phone numbers or till numbers</li>
<li class="whitespace-normal break-words">Individual payment amounts</li>
<li class="whitespace-normal break-words">References for each payment</li>
<li class="whitespace-normal break-words">Payment categories</li>
</ul>
</li>
<li class="whitespace-normal break-words">Review bulk payment summary:
<ul class="[&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc space-y-1.5 pl-7">
<li class="whitespace-normal break-words">Total number of recipients</li>
<li class="whitespace-normal break-words">Total amount to be disbursed</li>
<li class="whitespace-normal break-words">Individual payment details</li>
<li class="whitespace-normal break-words">Expected completion time</li>
</ul>
</li>
<li class="whitespace-normal break-words">Authorize bulk payment with enhanced security verification</li>
<li class="whitespace-normal break-words">Monitor processing status in real-time</li>
<li class="whitespace-normal break-words">Receive comprehensive confirmation with individual transaction statuses</li>
</ol>

Learn how to send money from your Pochi La Biashara account to pay suppliers, employees, and more. This guide covers the process, benefits, and best practices for business payments, helping you manage your finances efficiently and securely.

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